General Liability
Discuss certain third-party injury and property damage claims tied to your business operations.
BUSINESS INSURANCE · WINDTHORST, TEXAS
For the work you built.
From the first customer to the last job of the day, your business has a lot riding on it. Let’s look at what it takes to keep it moving.
Explore Your Industry
Where do you put in the work?
Four industries we know well. Pick yours.
01 / RESTAURANTS
Before the doors open.
After they close.
There is more to a restaurant than the dining room. A grease fire in the kitchen and a slip in the dining room are two very different claims.
Worth talking through Equipment and food spoilage. Customer injuries. Your staff. What happens if a covered loss shuts the kitchen.
Get a Quote for restaurants
02 / FARM & AGRICULTURE
The land is only part of it.
Your operation might run from the house and barns out to the herd and the hay equipment. Sometimes it reaches a neighbor’s land. We look at each piece.
Worth talking through Barns and equipment. Livestock. Farm vehicles and liability. How the work changes from planting to harvest.
Get a Quote for farms and agriculture03 / MANUFACTURING
Made here. Built to keep going.
One bad batch or one broken press can reach well past the shop floor. Tell us what you make and how it gets to your customers.
Worth talking through The building and machinery. Product liability. Your employees and vehicles. Income if a covered loss stops the line.
Get a Quote for manufacturing
04 / OIL & GAS
The field has its own demands.
Field work means heavy equipment on lease roads and contracts with their own insurance requirements. We’ll start with your role in the operation and the work you actually perform.
Worth talking through Equipment and fleet. Your crews. The liability limits your contracts require. The sites you work on.
Get a Quote for oil and gas
THE COVERAGE CONVERSATION
Start with your operation.
Then look at the policies.
These are common pieces of a business insurance discussion. What belongs in yours depends on your work and what the carriers will write.
Commercial Property
The building and everything in it that your work depends on.
Workers’ Compensation
Talk through employee injuries and the options that may fit your business.
Commercial Auto
Every vehicle on the road for your business, and who’s behind the wheel.
Business Income
Ask how covered property damage could affect income while operations recover.
Commercial Umbrella
Explore additional liability limits above certain underlying policies.
A LITTLE CLARITY
Questions
worth asking.
Can Wolf review my current business policies?
Yes. Bring your declarations pages or renewal documents and tell us what has changed in your business. We’ll walk through your limits and deductibles and answer what we can on the spot.
What should I have ready when I call?
A short description of what your business does and your current policies, if you have them. We’ll ask for the rest.
Do all businesses need the same policies?
No. A restaurant, ranch, manufacturer, and oil field contractor face different exposures. We’ll talk about your actual work before discussing policy options.
Does asking for a quote put coverage in place?
No. A quote request does not bind insurance or change an existing policy. Coverage must be confirmed by an authorized representative.
LET’S TALK BUSINESS
Tell us what you do.
We’ll start there.
Call Wolf or stop by our Windthorst office. Bring your current policies if you have them.
Tell us what your business does and have your current policy handy if you have one.
Call (940) 423-630318613 US-281, Windthorst, TX 76389Mon-Thu9 a.m. - 5 p.m.Fri9 a.m. - 4 p.m.SatBy appointment
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